No. Pawn loans depend on the value of the item you bring in, not your credit score. We don’t run a credit check to make a pawn loan.
Bring the item you’d like to pawn along with a valid Ohio driver’s license or Ohio state ID. You don’t need an appointment.
We loan on many types of merchandise, including jewelry, gold and silver, firearms, tools, electronics, musical instruments and other items of value. The item, its condition and current market demand determine what we can accept and how much we can loan.
We consider the item’s condition, age, current value, demand and what we reasonably expect it could sell for. Our loan amount may differ from the item’s original purchase price or retail value.
We write our pawn loans for 90 days. Your pawn ticket shows your due date, loan amount and applicable charges, so you know when your loan is due and what you need to redeem your item.
Yes. If you aren’t ready to redeem your item by the due date, contact or visit us before your loan expires. We’ll explain the renewal options available for your loan and the charges required.
If you don’t redeem or renew a pawn loan according to the terms of the pawn agreement, the pawnbroker can claim the pledged item as property. Your pawn ticket contains the specific terms and dates that apply to your loan.
Yes. If you don’t want the item back, you may be able to sell it to us instead of using it as collateral for a pawn loan. Bring the item in, and we’ll let you know whether we’re interested and what we can offer.
We buy a variety of quality pre-owned merchandise, including jewelry, precious metals, firearms, tools, electronics, musical instruments and other items with resale value. Our current inventory and customer demand shape what we’re buying.
No. Bring your item and required identification to Gem City Pawn during normal business hours, and we’ll take a look at it.
Yes. We sell selected merchandise online through eBay, Reverb and Armslist. Our online inventory shows only part of what we have available, so visit the store in Englewood to see our current in-store selection.